This Policy,
which is underwritten by AIG, the Worlds Largest
Insurer, consists of the following Exclusive and Uniquely designed
benefits ensuring You the finest of emergency healthcare should it be
required whilst traveling in Southern Africa (which means
the territorial limits of South Africa, Lesotho, Swaziland, Namibia, Botswana, Zimbabwe,
Mozambique, Malawi, Tanzania, Zambia, Kenya and Uganda.)Schedule of Benefits
| BENEFIT |
SUM INSURED |
EXCESS |
| Section 1 –
TOURMED Emergency Medical and Related Expenses |
Medical ExpensesTransport to Medical Centre
Expenses for sending a doctor in-situ
Locating of unavailable medication
Dental expenses
Return after Medical Treatment
Burial, Cremation or Return of Mortal Remains
Coffin Expenses
Out-patient Prescription Drugs
|
R1,000,000
R250,000
Real expense
Real expense
R10,000
R1,000,000
Real expense
R10,000
R2,500 |
R100 |
Direct payment of ‘in-patient’ Emergency Medical Expenses
TOURMED has direct contact with most of the service providers and will
make direct payment of Hospital expenses. You will not need to have to
fund these from your funds should an emergency arise.
|
Direct payment of ‘out-patient’ Emergency Medical Expenses
TOURMED also has direct contact with most of these service providers and
will make direct payment these ‘out of Hospital’ expenses. You will not
need to have to fund these expenses from your funds should an emergency
arise
|
| Section 2 –
TOURMED Assistance - AIG Assist |
AIG Assist, a world leader in the provision of 24 hour Helplines and
Emergency Assistance.
|
|
|
Consular ReferralCash Advances
Emergency Accommodation and Travel Arrangements
Legal Assistance
Transmission of Urgent Messages
|
Assistance onlyAssistance only
Assistance only
Assistance only
Assistance only
|
|
| Section 3 –
TOURMED Cancellation or Curtailment |
CancellationTOURMED Total Accumulation Limit
|
R15,000
R1,000,000 |
R500
|
| Section 4 - Road Accident
Third Party Claim Assistance |
Claim ProcedureLegal Assistance
Claim Monitoring
|
Assistance onlyAssistance only
Assistance only
|
|
| Section 5 -
Calibre HIV PEP (Post Prophylaxis) Services |
HIV Post Exposure Emergency Treatment and Services by Calibre Clinical
Consultants
|
Treatment and Services required |
|
NB. Benefits are based on the South African Rand value equivalent.
All Benefits are subject to TOURMED's normal
Limitations and Conditions on Eligibility. |