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Schedule of Benefits

This Policy, which is underwritten by AIG, the Worlds Largest Insurer, consists of the following Exclusive and Uniquely designed benefits ensuring You the finest of emergency healthcare should it be required whilst traveling in Southern Africa (which means the territorial limits of South Africa, Lesotho, Swaziland, Namibia, Botswana, Zimbabwe, Mozambique, Malawi, Tanzania, Zambia, Kenya and Uganda.)

Schedule of Benefits

BENEFIT	SUM INSURED	EXCESS
Section 1 – TOURMED Emergency Medical and Related Expenses
Medical Expenses Transport to Medical Centre Expenses for sending a doctor in-situ Locating of unavailable medication Dental expenses Return after Medical Treatment Burial, Cremation or Return of Mortal Remains Coffin Expenses Out-patient Prescription Drugs	R1,000,000 R250,000 Real expense Real expense R10,000 R1,000,000 Real expense R10,000 R2,500	R100
Direct payment of ‘in-patient’ Emergency Medical Expenses TOURMED has direct contact with most of the service providers and will make direct payment of Hospital expenses. You will not need to have to fund these from your funds should an emergency arise.
Direct payment of ‘out-patient’ Emergency Medical Expenses TOURMED also has direct contact with most of these service providers and will make direct payment these ‘out of Hospital’ expenses. You will not need to have to fund these expenses from your funds should an emergency arise
Section 2 – TOURMED Assistance - AIG Assist
AIG Assist, a world leader in the provision of 24 hour Helplines and Emergency Assistance.
Consular Referral Cash Advances Emergency Accommodation and Travel Arrangements Legal Assistance Transmission of Urgent Messages	Assistance only Assistance only Assistance only Assistance only Assistance only
Section 3 – TOURMED Cancellation or Curtailment
Cancellation TOURMED Total Accumulation Limit	R15,000 R1,000,000	R500
Section 4 - Road Accident Third Party Claim Assistance
Claim Procedure Legal Assistance Claim Monitoring	Assistance only Assistance only Assistance only
Section 5 - Calibre HIV PEP (Post Prophylaxis) Services
HIV Post Exposure Emergency Treatment and Services by Calibre Clinical Consultants	Treatment and Services required

NB. Benefits are based on the South African Rand value equivalent.

All Benefits are subject to TOURMED's normal Limitations and Conditions on Eligibility.

View TOURMED Policy

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